ATTENTION: Business owners

CFO-Level Financial Leadership

- Without the CFO Salary -

When your business grows past $500k-$1M in revenue, bookkeeping isn't enough. You need forward-looking financial leadership that helps you make informed, profitable, strategic decisions.

But hiring a full-time CFO costs $150k-$300k+ per year—out of reach for most small and mid-sized businesses.

A Fractional CFO gives you senior-level financial expertise on a part-time basis, at a fraction of the cost. You get strategic guidance, financial clarity, and data-driven decision-making—without the overhead of a full-time executive.

More Than Bookkeeping. Less Than Full-Time.
Exactly What You Need.

What a Fractional CFO Does

Strategic Financial Planning

We create 12-24 month financial roadmaps with revenue targets, expense budgets, profitability goals, and cash flow projections.

Cash Flow Management & Forecasting

Never be surprised by cash shortages again. We monitor cash flow weekly and create 13-week rolling forecasts.

Profitability Analysis & Optimization

We analyze your margins by product, service, customer, and project to identify what's profitable and what's not

Pricing Strategy & Revenue Optimization

Are you charging enough? We develop data-backed pricing models that improve margins without losing customers.

Financial Dashboards & KPIs

Get real-time visibility into the metrics that matter: gross margin, operating margin, customer acquisition cost, lifetime value, and more.

Banking & Lender Relations

We help you secure financing, negotiate better terms, and maintain strong relationships with lenders and investors.

Exit Readiness & Business Valuation

Preparing to sell? We create the financial systems and documentation buyers expect, maximizing your valuation.

M&A Advisory

Whether you're buying or selling, we provide financial due diligence, valuation analysis, and deal structuring guidance.

Flexible, Scalable Financial Leadership

Our Fractional CFO engagements typically include:

✅ Monthly financial review meetings

✅ Ongoing financial analysis and reporting

✅ Strategic advisory on major financial decisions

✅ Continuous email and phone support

✅ Quarterly strategic planning sessions

✅ Annual budgeting and forecasting

✅ Access to our team for technical questions

We scale our involvement based on your needs:

  • Basic: 10-15 hours/month for established businesses with solid systems

  • Standard: 20-30 hours/month for growing businesses needing active guidance

  • Intensive: 40+ hours/month for businesses in transition, growth phase, or preparing for exit

You Need a Fractional CFO If:

  1. Your revenue is between $500k-$25M annually

  2. You're making decisions based on bank balance, not financial strategy

  3. Cash flow is unpredictable or frequently tight

  4. You don't understand your true profitability by product/service

  5. Your bookkeeper is great at recording transactions but doesn't provide strategic guidance

  6. You're planning to raise capital or secure financing

  7. You're preparing for sale or acquisition within 3-5 years

  8. You need financial projections for strategic planning

  9. You want to scale but lack financial clarity

Why ITB's Fractional CFO Services Are Different

The ITB Difference

  • Integrated With Overall Strategy
    We don't just look at numbers—we align financial strategy with operations, marketing, risk, and growth initiatives.

  • Focus on Implementation, Not Just Analysis
    We don't deliver reports and disappear. We help you implement recommendations and track results.

  • Flexible and Scalable
    Start with basic advisory and scale up as your needs grow. No long-term contracts required.

  • Real Business Experience
    We've worked inside dozens of businesses across multiple industries. We understand real-world constraints and challenges.

  • Focused on Owner Wealth, Not Just Business Performance
    We optimize for both business profitability and your personal financial goals.

Transparent, Value-Based Pricing

  • Fractional CFO Retainer
    $2,500 - $7,500/month depending on business size, complexity, and hours required

  • Project-Based Financial Advisory
    $5,000 - $25,000 for specific initiatives (exit readiness, cash flow turnaround, pricing restructure, etc.)

  • Financial Systems Setup
    $3,000 - $12,000 for dashboard creation, KPI framework, and financial process documentation

Ready to Gain Financial Clarity?

Let's start with a complimentary financial assessment where we'll review your current situation and identify opportunities to improve profitability and cash flow.

All engagements begin with a complimentary financial assessment to determine fit and scope.

Want to work with us?

At the end of the day, this isn’t just about business.

It’s about your life, your dreams, and your future.

That’s why at ITB Advisory Group, we don’t just crunch numbers — we build strategies that help you protect, grow, market, and succeed.

Because your success is our success.

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