ATTENTION: Business owners

Two Capabilities, Three Stages,
One Coordinated Plan

ITB Advisory Group brings business consulting and life, health, and annuity insurance together inside a single advisory relationship — calibrated to wherever you are in the ownership journey.

👉 BOOK YOUR FREE STRATEGY CALL TODAY

We Build The Business.
We Protect What It Pays You

Business Consulting

We deliver senior-level strategic, financial, and operational guidance to owner-led businesses. Our consulting practice spans:

Strategic planning, business model design, and growth roadmaps
Fractional CFO services, cash-flow management, and financial dashboards
Operational systems, KPI design, and team accountability frameworks
Pricing strategy and margin optimization
Business valuation, exit readiness, and M&A advisory
Succession planning and leadership transition

Life, Health & Annuity Insurance

As a licensed Senior Agent (FL P114245), we architect protection strategies that defend your income, family, key people, and retirement. Our insurance practice spans:

Term, whole, and universal life insurance for owners and families
Key-person life and health insurance
Buy-sell agreement funding
Health insurance for owners, families, and key employees
Disability and income-replacement coverage
Fixed and indexed annuities for guaranteed retirement income
Annuity-based exit and succession funding strategies

Wherever You Are, We've Built The Right Engagement

Each stage of ownership demands different decisions and different protections.

We package our consulting and insurance capabilities into three distinct engagement models so you get exactly what your business needs right now — and a clear roadmap for what comes next.

START UP

EXPANSION

EXIT & SUCCESSION

Launch strong, structure smart, protect early.

Scale revenue, scale systems, scale protection.

Maximize value, exit cleanly, fund the next chapter.

Consulting:

Business model design, entity selection, pricing, first-90-day operating plan, founder financial controls.

Insurance:

Term life, family health coverage, disability income, founder buy-sell setup.

Consulting:

Fractional CFO, KPI dashboards, hiring playbooks, multi-location strategy, capital strategy, M&A scouting.

Insurance:

Key-person coverage, expanded health benefits, executive disability, buy-sell funding upgrades.

Consulting:

Valuation, exit-readiness audit, succession plan, buyer prep, tax-efficient deal structuring.

Insurance:

Annuity-based income planning, estate-protection life policies, long-term care strategy, legacy funding.

Choose The Engagement That Fits Your Stage

👉 BOOK YOUR FREE STRATEGY CALL — WE'LL MATCH YOU TO THE RIGHT ENGAGEMENT

Option 1 — Strategic Assessment
A focused two-week diagnostic that surfaces your top three growth levers, your top three risk gaps, and a prioritized 12-month action plan. Best for owners who want clarity before committing to a longer engagement.
Option 2 — Fractional Advisory Retainer
Ongoing monthly engagement combining consulting hours, financial leadership, and insurance review. We sit on your strategic team — attending leadership meetings, building dashboards, and reviewing protection layers as the business evolves.
Option 3 — Project-Based Engagement
Defined-scope work for a specific outcome: a strategic plan, a fractional CFO build-out, an exit-readiness audit, a buy-sell funding architecture, or an annuity-based retirement design.
Option 4 — Insurance-Only Consultation
If you already have your business strategy handled but need a licensed specialist to architect life, health, disability, or annuity coverage, we offer standalone insurance consultations through our Florida-licensed practice.